Our insights

Prospects

Summer Issue Fifteen

In this issue
Charles Ramsay

Meet the manager

Asset allocation in focus
Asset Allocation: A Snapshot- Summer 2016

Independent view
Can I help my children get on the property ladder?

Much has been written about the difficulty young adults have making their first home purchase. It’s true that without substantial help with a larger deposit, it’s almost impossible to save much of a…

Understanding Finance
Understanding Finance
US GAAP and IFRS

There are two sets of accounting standards which dominate the world. The IFRS Foundation has oversight of the International Accounting Standards Board who publish the IFRS or International Financial…

General interest
Great Capabilities

Thought to have worked or advised on around 250 landscapes in England and Wales, with his work covering an estimated 200 square miles, about the same land mass as the island of Mauritius, his name…

Collectives commentary
The search for yield

Not surprisingly, achieving consistently risk adjusted returns is harder than it sounds! Whilst we certainly don’t claim to have found that Grail just yet, we have come up with an approach that we…

Insights
JM Finn & Co wins prestigious award

The award for Best Discretionary Service at the 2016 City of London Wealth Management Awards was presented to JM Finn & Co at a ceremony at The Guildhall.

Economic focus
Changing the game

Perhaps I shouldn’t have been surprised at his story. After all, China is the world’s most populous nation and the second largest economy on the planet, accounting for more than 15% of global Gross…

Guest editorial
The Punch and Judy Show of British Politics

In the latest edition of Director magazine, Wilfred Emmanuel-Jones, a Jamaican-born businessman, made an argument that is not often heard in the debate on immigration. The children of migrants should…

Bond focus
Corporate Index Linked Bonds

Capital gains on many bonds are tax free to UK individuals and this applies to the government’s index linked gilts; which is particularly interesting for UK tax payers. But a number of corporates…

Editorial
The future reveals the past

I wonder how many of the artefacts that London has yielded were originally lost with a similar wish of benevolence to some future archaeologist. I should guess not many; from the tens of thousands of…

Welcome Summer 2016

In my thirty odd years at JM Finn & Co, I’ve always been proud to have worked alongside some exceptional colleagues and having to report the untimely death of one saddens me enormously.

Equity prospects

01.
Renishaw

Renishaw aren’t your average FTSE250 Industrial. In 2013, a decision was made that investors would only get to see management twice a year; once at the AGM and once at an investor day, which we…

02.
Rio Tinto

Other products are aluminium, copper, diamonds, gold, industrial minerals, coal and uranium. Aluminium is the second most important asset representing close to 16% of operating profits.

03.
Smith and Nephew

Smith & Nephew (SN) is a global medical devices business operating in three main segments: Orthopaedics, Endoscopy and Advanced Wound Management (AWM). Traditionally SN relied on demand from the…

04.
Experian

Experian is an information services firm best known for providing consumers and businesses alike with credit reports, but they are also engaged in fraud prevention, targeted marketing offers, and…

05.
Equiniti

Equiniti Group plc is principally a provider of share registration, pension payment and administration services to a range of organisations. It also benefits from various cross-selling opportunities…