Our insights

Prospects

Summer Issue Twenty Seven

In this issue

JM Finn news

JM Finn 2019 in pictures...

Asset allocation in focus

Asset Allocation Focus in Summer 2019

Client Survey 2019

The wealth management services that we offer are multi-faceted and to get a robust view of how we are doing and, more importantly, what we need to do to continue to meet our clients’ needs, is…

Guest editorial

Talk isn't cheap. Word of Mouth is still hugely valuable

People who have cultivated a huge following on social media ( YouTube, Instagram and SnapChat primarily) have been able to get brands to pay them handsomely to mention a product. The most successful…

Meet the manager

James Godrich interview

James Godrich discusses life as a Fund Manager.

Editorial

Why cash might not be king

Whilst I don’t think I have the answers to why populism is prevalent now...

General interest

Enigma and the Bombe are relevant to security today

To encrypt a message, the sender's Enigma was set to the key of the day (changing at midnight) and the three scrambling wheels were set to a different start position for each message (sent as the…

Bond focus

Eyes On America

My view is that Trump stimulates the economy into the next November 2020 election. With 3.6% unemployment, the lowest level since 1969, the probability is that further economic growth is going to…

Economic focus

The Price of Safety

A distinguished panel, which comprised the BBC Security Correspondent, Frank Gardner, a senior ex-police officer who had been involved in Counter Terrorism, an American lawyer specialising in…

Collectives commentary

European Companies: Seeking Winners on the World Stage

Yet with consumers and companies unwilling to borrow to fund their consumption or investment, the central bank’s limited ability to stimulate economic growth is clear.Meanwhile, Donald Trump’s use of…

Independent view

Busting the myths of cohabitation

Society is changing, but unfortunately the laws of England and Wales haven’t kept up. A recent poll revealed that a significant number of cohabiting couples mistakenly believe they are ‘common law…

Stock in focus

Novo Nordisk

Novo specialises in protein-based medicines. By product segment, revenues split into Diabetes (81%), Obesity (3%), Haemophilia (9%), Growth Disorders (6%) and Other Biopharmaceuticals (1%).Diabetes…

The Potting Shed

The Potting Shed No.5

After nine years at my home yard, a field with no mains water or electricity and having just endured one of the longest winters in decades, the thought of another without the little luxury of hot…

Wealth planning in focus

Success by default

In 2012 we saw the launch of auto enrolment pensions in the UK.

Company meetings

Company Meetings Summer 2019

We met the companies below and you can learn more on any of these by contacting the person at JM Finn with whom you usually deal.

Understanding Finance

The Network Effect

Businesses that benefit from the network effect are said to see the value of their product or service increase with the number of users. This may sound simple, but it is actually quite uncommon and…

Welcome

Equity prospects

01.

STANDARD CHARTERED

Standard Chartered is a restructuring story. The bank is led by CEO Bill Winters, who took over a bit of a mess back in 2015. From 2000 Standard Chartered pursued what they now see as a flawed policy…

02.

INTUITIVE SURGICAL

Intuitive Surgical is a company which develops and manufactures surgical robots, and is the global leader. These however aren’t the fully automated robots that you may be thinking of.Intuitive’s…

03.

FACEBOOK

Often in the news for the wrong reasons, Facebook is not a company which many would call a success. But from a financial perspective the business has performed incredibly well since its stock market…

04.

BARCLAYS

Barclays Bank has been in the news recently, but not quite for all the right reasons. An American shareholder activist called Ed Bramson has been pushing for the bank to restructure its investment…

Summer Issue Twenty Seven